Few people are prepared for the emotional impact of the death of family and loved ones. Sadly, many people are also not prepared for the financial impact. Many people are unprepared for the expense of the funeral and other final preparations. After all, no one intends to leave an emotional and financial burden to their family and loved ones.
Our Final Expense Life Insurance plans were developed with your needs in mind - to help you protect your family's financial future and help them avoid the worry of how to pay for your funeral and other final expenses.
Social Security only pays a death benefit of $255 to qualified individuals, which falls thousands of dollars short of the actual cost of basic funeral expenses depending on where you live and your individual preferences. Once the policy is issued, our company offers immediate coverage and the proceeds can be paid directly to your beneficiary, in most cases free of probate expense and delay. The policies are available for ages 64-75 and no physical exam is required. The policy offers you coverage amounts from $5,000 to $15,000 and as long as you pay the premium on a timely basis, the insurance company cannot reduce your benefits, cancel your policy or increase your premium. |
